How Many Families Are Homeless?

The Characteristics and Needs of Families Experiencing Homelessness We developed this fact sheet to help you understand the scope, causes, and impact of homelessness on children and families. We encourage you to use it as well as the publications cited in its footnotes as tools more about homelessness. How Many Families Are Homeless? Among industrialized nations, the United States has the largest number of homeless women and children. Not since the Great Depression have so many families been without homes. The statistics below are the best estimates of the extent of homelessness, but it is important to note that they are undercounts.1 • Homeless families comprise roughly 1/3 of the total homeless population.2 • Approximately 1.6 million children will experience homelessness over the course of a year.3 In any given day, researchers estimate that more than 200,000 children have no place to live.4 • People counted in the single adult homeless population (about 2.3-3.5 million annually5) are also part of families:6 • Among all homeless women, 60% have children under age 18, but only 65% of them live with at least one of these children.7 • Among all homeless men, 41% have children under age 18, but only 7% live with at least one of their own children.8

The National Center on Family Homelessness is determined to end family homelessness. While sheltering a family provides safe haven, this is only a temporary solution. By addressing the issues that lead to homelessness, families can change their lives forever.

Through research, we learn what families need to rebound from the economic, social, medical, and mental health problems that put them on the streets. Through program evaluation, we identify strategies that work. We use this knowledge to design innovative practices, bring training and technical assistance to community-based shelters and service providers, and improve policy across the nation. Whether made homeless by economic hardship, domestic violence, the trauma of war, or physical or emotional challenges, these families have lost more than their homes.

They’ve lost their health, safety, and the capacity to support themselves. The children are young; they have witnessed violence in their families and on the streets; they are anxious, depressed, and withdrawn. Today, they need a shelter. To build a life, they need support. With the power of knowledge, we can end family homelessness and give every child a chance.

Why Are Families Homeless? Family homelessness is caused by the combined effects of lack of affordable housing, extreme poverty, decreasing government supports, the challenge of raising children alone, the changing demographics of the family, domestic violence, and fractured social supports. As the gap between housing costs and income continues to widen, more and more families are at risk of homelessness. For families with vulnerabilities or little safety net, even a seemingly minor event can trigger a catastrophic outcome and catapult a family onto the streets. Lack of Affordable Housing • In a detailed analysis of the US rental market, the National Low-Income Housing Coalition concluded that our country is experiencing a significant and prolonged shortage of affordable housing that has continued to decline.*9 • 5.8 Million units are needed to fill the gap in affordable housing for extremely low-income households. • 9.3 million home owners and 10.1 million renters face severe housing cost burdens including 66.4% of households earning under $15,000 annually.10 • Housing costs outpace wages. A full-time worker earning minimum wage cannot afford a one-bedroom unit priced at the Fair Market Rent anywhere in the United States. Nationally a full-time worker must earn $18.32 per hour to afford a two-bedroom apartment at Fair Market Rent.11 • Federal support for low-income housing fell 49% from 1980-2003.12 • The average wait for public housing is twenty months.13 • The average wait for a Section 8 Voucher is thirty-five months.14 Poverty • Among the nation’s working families, 10 million are poor or near poor.15 • 24 million US jobs (one-fifth of all jobs) do not keep a family of four out of poverty.18 • Between 1997 and 2007, the federal minimum wage remained $5.15 per hour.19 It was recently increased to $7.25 per hour20, which still leaves even a single full-time wage earner living below the Federal Poverty Line. • Many families do not earn adequate wages: 17% of all American families with two parents16 and 34% of all single parent families lived below the poverty line in 2009.17 • The 2010 Federal Poverty Level (FPL) is $22,350 for a family of four, $18,530 for a family of three, and $14,710 for a family of two.21 • On average, families need an income twice as high as the Federal Poverty Level to meet their most basic needs.22 • For economic reasons, families are “doubling up” with one another in housing.23 *The federal standard of housing affordability is that housing is considered affordable if a household pays no more than 30% of its income to housing expenses (housing expenses include monthly rent or mortgage plus utilities, less any portion that may be covered by government subsidies). page 2 of 9 200 Reservior Street, Suite 200 Needham, MA 02494 T: 617.964.3835 F: 617.244.1758 www.familyhomelessness.com

Domestic Violence24 • Those fleeing domestic violence are more likely to become homeless or have a problem finding housing because of their unique and often urgent circumstances. They may have: • Difficulty finding apartments due to poor credit, rental, and employment histories as a result of their abuse • Few tangible social supports. • Limited ability to collect and/or enforce child support and alimony payments. • Compounding the challenges faced by low-income women in violent relationships are rules that govern public housing. Through a “one strike” policy, women may be evicted for a violent activity regardless of the cause or the circumstances. Although the eviction of women in domestic violence situations might violate federal and state housing acts, few states provide mandatory protection for these women and children. Who Are Homeless Families? A typical sheltered homeless family is comprised of a mother in her late twenties with two children.25 • 79.6% of homeless adult women are in a family, compared to just 20.4% of homeless adult men.26 • Most single-parent families are female-headed (71%).27 Single-parent families are among the poorest in the nation and, as such, are extremely vulnerable to homelessness.28 • Many family shelters do not accept men into their programs, causing families to separate when they become homeless. • Families of color are overrepresented in the homeless population.29 Nationally: • 43% are African-American • 38% are White, non-Hispanic • 15% are Hispanic • 3% are Native American • Families experiencing homelessness usually have limited education.30 • 53% of homeless mothers do not have a high school diploma. • 29% of adults in homeless families are working.31 • 42% of children in homeless families are under age six.32 What Are the Experiences of Homeless Mothers? The impact of homelessness on mothers is profound. Many experience anger, self-blame, sadness, fear, and hopelessness. Mothers experiencing homelessness have significant histories of interpersonal violence. For them, the experience of becoming homeless is another major stressor amidst already complicated, traumatic experiences. • Over 92% of homeless mothers have experienced severe physical and/or sexual abuse during their lifetime. 63% report that this abuse was perpetrated by an intimate partner.33 200 Reservior Street, Suite 200 Needham, MA 02494 T: 617.964.3835 F: 617.244.1758 www.familyhomelessness.com • Homeless mothers often had violent experiences as children: • 43% were sexually molested, usually by multiple perpetrators.34 • 66% experienced physical violence.35 • 44% of mothers lived outside their homes at some point during childhood. Of these women, 20% were placed in foster care.36 • Foster care placement has been identified as a childhood risk factor that predicts family homelessness during adulthood.37 • 63% of homeless mothers have experienced severe physical assault by an intimate male partner.38 • 32% report that they have been the target of severe violence by their current or most recent partner.39 • Almost 27% reported needing medical treatment because of a partner’s violence.40 • Mothers experiencing homelessness struggle with mental health issues. • They have three times the rate of posttraumatic stress disorder (PTSD) (36%) and twice the rate of drug and alcohol dependence (41%).41 • About 50% of mothers experienced a major depressive episode since becoming homeless.42 • Mother’s often are in poor physical health. • Over one-third have a chronic physical health condition (e.g., asthma, chronic bronchitis, hypertension).43 • They have ulcers at four times the rate of other women.44 • 20% have anemia, compared to 2% of other women under age 45.45 What Are the Experiences of Homeless Children? Children experience high rates of chronic and acute health problems while homeless. The constant barrage of stressful and traumatic experiences also has profound effects on their development and ability to learn. Experiences of Violence • Violence plays a significant role in the lives of children. • By age twelve, 83% of homeless children had been exposed to at least one serious violent event.46 • Almost 25% have witnessed acts of violence within their families.47 • 15% have seen their father hit their mother.48 • 11% have seen their mother abused by a male partner.49 • Children who witness violence are more likely than those who have not to exhibit frequent aggressive and antisocial behavior, increased fearfulness, higher levels of depression and anxiety, and have a greater acceptance of violence as a means of resolving conflict.50 Physical Health • Children experiencing homelessness are sick four times more often than other children. They have: • Four times as many respiratory infections.51 • Twice as many ear infections.52 • Five times more gastrointestinal problems.53 200 Reservior Street, Suite 200 Needham, MA 02494 T: 617.964.3835 F: 617.244.1758 www • Children living below the poverty line are almost twice as likely to have asthma as those living above. One in nine homeless children are reported to have asthma related health conditions.54 • In one study, 69% of asthmatic children entering the New York City shelter system had visited the emergency room at least once in the past year for asthma treatment.55 • They go hungry at twice the rate of other children.56 • Nutritional deficiencies in homeless children often lead to high rates of overweight and obesity.57 Mental Health • Children experiencing homelessness have three times the rate of emotional and behavioral problems compared to non-homeless children.58 • Among young homeless children: • One out of six have emotional disturbances. This is twice the rate of other children.59 • 16% of homeless preschoolers have behavior problems including severe aggression and hostility.60 • Among school-age homeless children: • 47% have problems such as anxiety, depression, and withdrawal, compared to 18% of other school-age children61 • 36% manifest delinquent or aggressive behavior, compared to 17% of other school-age children.62 Developmental Milestones and Academic Performance • Children experiencing homelessness are four times more likely to show delayed development.63 They also have twice the rate of learning disabilities as non-homeless children.64 • Thanks to the McKinney-Vento Homelessness Assistance Act, children experiencing homelessness have a greater chance of achieving educational stability • 85% of homeless children and youth regularly attend school.65 • However, homeless children still experience significant educational disruption: • Although 42% of children and youth experiencing homelessness are below the age of five, they are significantly underrepresented in pre-school programs.66 • Of homeless elementary students, only 21.5% are proficient in math and 24.4% in reading. It is even worse among high school students, where 11.4% are proficient in math and 14.6% in reading.67 • Poor students are twice as likely as non-poor students to have to repeat a grade, be expelled, get suspended from school, or drop out of high school.68 What Are the Experiences of Homeless Families? Families experiencing homelessness are under considerable stress. They may stay in multiple settings throughout the time they are without a home. Many double-up in overcrowded apartments with relatives and friends. Others sleep in cars and campgrounds or send their children to stay with relatives to avoid shelter life. Once in shelter, families must quickly adjust to overcrowded, difficult, and uncomfortable circumstances. Despite the efforts of dedicated staff, many shelters are noisy and chaotic; overcrowded and lacking privacy. Homelessness also increases the likelihood that families will separate or dissolve, which may compound the stress the family feels. 200 Reservior Street, Suite 200 Needham, MA 02494 T: 617.964.3835 F: 617.244.1758 www.familyhome • The impact of family stress during times of homelessness is not lost on children. • 74% worry that they will have no place to live.69 • 58% worry that they will have no place to sleep.70 • 87% worry that something bad will happen to their family.71 • Families who have experienced homelessness have much higher rates of family separation than other low-income families.72 • Some separations are dictated by the shelter system. 55% of the cities surveyed by the US Conference of Mayors report that families may have to break up in order to be sheltered.73 • Other Families separations result from the stress of the experience. Families may send their children to stay with relatives to avoid shelter life. One-fifth of homeless children are separated from their immediate family at some point.74 • There is a strong link between foster care placement and homelessness. • Mothers with a childhood history of foster care placement are more likely to become homeless,75 and they tend to become homeless at an earlier age than those who do not have a foster care history.76 • Homeless children are at particularly high risk for being placed in foster care. • 12% of homeless children have been placed in foster care, compared to 1% of other children.77 • Homelessness is also a barrier to reunification for some families. At least 30% of children in foster care could return home if their parents had access to housing.78 What Can I Do? By working together, we can end family homelessness in America. You can help by: • Volunteering with local community organizations working to end family homelessness. • Supporting local, state, and national programs that help families out of poverty. • Considering issues of poverty, affordable housing, violence prevention, and health care when determining who earns our vote in local, state, and federal elections. • Donating to organizations such as the National Center on Family Homelessness and others that are working to end homelessness in our country. • Educating others about the extent and causes of family homelessness and what to do about it. Where Can I learn More? The National Center on Family Homelessness has extensive resources on homelessness, particularly concerning families. Visit our website to learn more: www.familyhomelessness.org. You also may want to visit the Homelessness Resource Center: www.homeless.samhsa.gov, operated by our sister organization, the Center for Social Innovation. 200 Reservior Street, Suite 200 Needham, MA 02494 T: 617.964.3835 F: 617.244.1758 www.familyhomelessness.com page 7 of 9 1To

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https://www.facebook.com/pages/The-Family-Assistants-Campaign/545945622091823?ref=hl#!/pages/The-Family-Assistants-Campaign/545945622091823 http://the-family-assistants-campaign.blogspot.com

Homeless Veterans MEN AND WOMEN ALIKE

Homeless Veterans Published by the National Coalition for the Homeless, --------------------------------------------------------------------------------

This fact sheet examines homelessness among U.S. veterans. A list of resources for further study is also provided. BACKGROUND Far too many veterans are homeless in America—between 130,000 and 400,000 on any given night—representing between one fourth and one-fifth of all homeless people. Three times that many veterans are struggling with excessive rent burdens and thus at increased risk of homelessness. Further, there is concern about the future. Women veterans and those with disabilities including post traumatic stress disorder and traumatic brain injury are more likely to become homeless, and a higher percentage of veterans returning from the current conflicts in Afghanistan and Iraq have these characteristics.

The U.S. Department of Veterans Affairs estimates that 131,000 veterans are homeless on any given night [1]. And approximately twice that many experience homelessness over the course of a year. Conservatively, one out of every three homeless men who is sleeping in a doorway, alley or box in our cities and rural communities has put on a uniform and served this country.

Approximately 40% of homeless men are veterans, although veterans comprise only 34% of the general adult male population. The National Coalition for Homeless Veterans estimates that on any given night, 200,000 veterans are homeless, and 400,000 veterans will experience homelessness during the course of a year (National Coalition for Homeless Veterans, 2006). 97% of those homeless veterans will be male (Department of Veterans Affairs, 2008). DEMOGRAPHICS

The U.S. Department of Veterans Affairs (VA) says the nation's homeless veterans are mostly males (four percent are females). The vast majority is single, most come from poor, disadvantaged communities, 45 percent suffer from mental illness, and half have substance abuse problems. America’s homeless veterans have served in World War II, Korean War, Cold War, Vietnam War, Grenada, Panama, Lebanon, Operation Enduring Freedom (Afghanistan), Operation Iraqi Freedom, or the military’s anti-drug cultivation efforts in South America. 47 per cent of homeless veterans served during the Vietnam Era. More than 67 per cent served our country for at least three years and 33 per cent were stationed in a war zone.

Here are some statistics concerning the veterans homeless [2]: 23% of homeless population are veterans 33% of male homeless population are veterans 47% Vietnam Era 17% post-Vietnam 15% pre-Vietnam 67% served three or more years 33% stationed in war zone 25% have used VA Homeless Services 85% completed high school/GED, compared to 56% of non-veterans 89% received Honorable Discharge 79% reside in central cities 16% reside in suburban areas 5% reside in rural areas 76% experience alcohol, drug, or mental health problems 46% white males compared to 34% non-veterans 46% age 45 or older compared to 20% non-veterans Female homeless veterans represent an estimated 3% of homeless veterans. They are more likely than male homeless veterans to be married and to suffer serious psychiatric illness, but less likely to be employed and to suffer from addiction disorders. Comparisons of homeless female veterans and other homeless women have found no differences in rates of mental illness or addictions. PROGRAMS AND POLICY ISSUES [3]

While most housing help available to veterans focuses on homeownership, there have been Federal investments in programs for homeless veterans. The Department of Veterans’ Affairs (VA) funds temporary housing for homeless veterans including: • shelter and two-year transitional housing funded through the Grant and Per Diem Program, • long-term care through the Domiciliary Care for Homeless Veterans Program, and • skills programs such as the Compensated Work Therapy/Veterans Industries Program. These programs do not meet existing need. For example, Grant and Per Diem only funds 8,000 beds. In addition, the Department of Housing and Urban Development (HUD) works with VA to operate the HUD-VA Supportive Housing (HUD-VASH) program. HUD-VASH connects HUD Housing Choice Vouchers with VA case management and services. This is HUD’s only program targeted directly to veterans. HUDVASH, a long standing and rigorously tested program, has been under-resourced in past years, but the recent addition of 10,000 vouchers a year for two years has been a crucial step forward. The Administration did not request additional vouchers for 2010. However, the program is popular in Congress, and there is a strong possibility of additional vouchers this year. VA's Homeless Providers Grant and Per Diem Program -

The Grant and Per Diem program is offered annually (as funding permits) by the VA to fund community-based agencies (up to 65% of a given project) providing transitional housing or service centers for homeless veterans. While most housing help available to veterans focuses on homeownership, there have been Federal investments in programs for homeless veterans. The Department of Veterans’ Affairs (VA) funds temporary housing for homeless veterans including: • Shelter and two-year transitional housing funded through the grant and per Diem Program, • Long-term care through the Domiciliary Care for Homeless Veterans Program, and • Skills programs such as the Compensated Work Therapy/Veterans Industries Program. These programs do not meet existing need. For example, Grant and Per Diem only funds 8,000 beds. In addition, the Department of Housing and Urban Development (HUD) works with VA to operate the HUD-VA Supportive Housing (HUD-VASH) program. HUD-VASH connects HUD Housing Choice Vouchers with VA case management and services. This is HUD’s only 34 Vital Mission: Ending Homelessness Among Veterans. National Alliance to End Homelessness. 2007. program targeted directly to veterans. HUDVASH, a long standing and rigorously tested program, has been under-resourced in past years, but the recent addition of 10,000 vouchers a year for two years has been a crucial step forward. The Administration did not request additional vouchers for 2010. However, the program is popular in Congress, and there is a strong possibility of additional vouchers this year. In VA's Compensated Work Therapy/Transitional Residence (CWT/TR) Program, disadvantaged, at-risk, and homeless veterans live in supervised group homes while working for pay in VA's Compensated Work Therapy Program (also known as Veterans Industries). Veterans in the CWT/TR program work about 33 hours per week, with approximate earnings of $732 per month, and pay an average of $186 per month toward maintenance and up-keep of the residence. The average length of stay is about 174 days. VA contracts with private industry and the public sector for work done by these veterans, who learn new job skills, relearn successful work habits, and regain a sense of self-esteem and self-worth. Supported Housing - In 2008, according to the annual homeless assessment report to Congress, 3% of the shelter’s beds were reserved for the veterans. Like the HUD-VASH program, staff in VA's Supported Housing Program provides ongoing case management services to homeless veterans. Emphasis is placed on helping veterans find permanent housing and providing clinical support needed to keep veterans in permanent housing. Staff in these programs operate without benefit of the specially dedicated Section 8 housing vouchers available in the HUD-VASH program but are often successful in locating transitional or permanent housing through local means, especially by collaborating with Veterans Service Organizations. In addition, the VA extends loans, funds Veterans Benefits Counselors, and operates drop-in centers where veterans can clean up and receive therapeutic treatment during the day.

The National Coalition for Homeless Veterans estimates that the VA serves about 25% of veterans in need – a figure that would leave approximately 300,000 veterans each year to seek assistance from local government agencies and voluntary organizations. In general, the needs of homeless veterans do not differ from those of other homeless people. The National Coalition for Homeless Veterans suggests the most effective programs are “community-based, nonprofit, "veterans helping veterans" groups” (NCHV “Background and Statistics”). However there is some evidence that programs which recognize and acknowledge veteran experience may be more successful in helping homeless veterans transition into stable housing. Until serious efforts are made to address the underlying causes of homelessness, including inadequate wages, lack of affordable housing, and lack of accessible, affordable health care, the tragedy of homelessness among both veterans and non-veterans will continue to plague American communities.

REFERENCES AND RESOURCES •Alker, Joan. Heroes Today, Homeless Tomorrow? Homelessness Among Veterans in the United States, 1991. National Coalition for the Homeless, 2201 P St. NW, Washington, DC 20037; 202/462-4822 . •National Coalition for Homeless Veterans, Providing reasonable estimates of Homeless Veterans in America On Any Given Night in May, 1994, 1994. Available, free, from the National Coalition for Homeless Veterans, 333-1/2 Pennsylvania Ave., SE, Washington, DC 20003-1148. Phone: 800-838-4357 . •National Coalition for Homeless Veterans, 333-1/2 Pennsylvania Ave., SE, Washington, DC 20003-1148. Phone: 800-838-4357 ; Fax: 888-233-8582; Email: nchv@nchv.org •HUDVET. Established by HUD's Office of Community Planning and Development (CPD) in consultation with national veteran service organizations, HUDVET is a Veteran Resource Center designed to provide veterans and their family members with information on HUD's community-based programs and services. HUDVET may be reached at 1-800-998-9999 (TDD 1-800-483-2209 ). •National conference on ending homelessness, policy Guide, 2009: http://www.signup4.net/Upload/NATI12A/2009194E/2009%20Policy%20Guide.pdf

THIS POST WAS MADE SO THAT THE PEOPLE COULD SEE WHAT ARE VETS MUST GO THRU TO GET ANY HELP FOR SO MANY ALL THE RED TAPE AND WELL FRANKLY BULLSHIT SETS MANY ASIDE AND THEY ARE MARGINALIZED,HERE WE DO NOT EXCEPT THAT AND HELP ANY AND ALL VETERANS NO QUESTIONS ASKED AS WE ARE ALL VETERANS WHO IN ONE WAY OR ANOTHER SUFFER FROM OUR OWN CONSCIENCE AND DEMONS.AND HAVE A PERFECT FRAM OF REFERANCE AS TO HOW TO HELP OUR BROTHERS AND SISTERS IN THE FIELD AND AT HOME JOIN US IN OUR FIGHT AND GIVE WHAT YOU CAN TO HELP A VET,

:))))))))))))))))))) for those who have no were else to turn state agency's place more people on the street and veterans and family's than any other so called assistant programs this is were we the people come in no red tape no you do not qualified no bull shit if you are homeless or in need we will find away to love you and see you through this hour ,it has been a slow start and most funds have come from very few and my self but through education and love I have the up most faith in the people to stand for the truth in what we are doing.as the middle class shrinks more will see the truth in my words I am sorry to say love and peace people we are the resistance and we stand with you http://the-family-assistants-campaign.blogspot.com/

HELLO MY NAME IS JOSEPH BARBER I AM A FORMER SOLDIER AND PATRIOT TO THE PEOPLE , I am a guardian of freedom and the American way of LIFE

http://www.causes.com/causes/807643-the-family-assistants-campaign/invite WE ASK YOU TO SUPPORT OUR CAUSE TO ASSIST FAMILYS WHO HAVE NO ELSE WERE TO TURN. Behold, I stand at the door and knock. If anyone hears by voice and opens the door, I will come in to him and eat with him, and he with me. Jesus Christ

FOR MANY LIKE MYSELF SURVIVING A WAR ZONE CAN REQUIRE EXTREM MEASURES -FROM REPRESSING YOUR FEARS TO COMPLETELY TURNING OFF YOUR EMOTIONS.THESE MEN AND WOMEN WERE TAUGHT TO BE TOUGH,TO BE STRONG,TO BE WARRIORS AND NOW THEY NEED THE STRENGTH TO BE FATHERS,SONS,DAUGHTERS,TO BE WIVES AND HUSBAND TO BE THEMSELVES https://www.facebook.com/pages/The-Family-Assistants-Campaign/545945622091823?ref=hl#!/pages/The-Family-Assistants-Campaign/545945622091823, WE ARE VETERAINS WHO CAN HELP THEM FIND THEY WAY WITH THE PEOPLES HELP DO YOU HAVE OUR BACK ITS SIMPLE YES OR NO IF YOU DO GO TO OUR PAGE AND COMMENT OR GIVE ADVICE AS TO HOW WE CAN MAKE IT BETTER FOR EVERY HOMLESS MAN WOMEN AND CHILD IN OUR FINE NATION AS WE ALL SEE THE GOVERNMENT HAS NO CLUE HOW TO END THIS CYCLE OF EVENTS IT WILL BE THE PEOPLE WHO DO THAT BY COMING TOGETHER AS A MAJOR FORCE OF COMPASSION AND LOVE FOR LOVE IS POWER PEOPLE IF YOUR STRONG ENOUGH TO GIVE IT TO ANOTHER

FREEDOM IS EASY TO TAKE FOR GRANTED FOR MANY PEOPLE,IT IS A LUXURY THEY WILL NEVER KNOW.THAT IS WHY IT'S IMPORTANT TO TAKE CARE OF THOSE WHO HAVE RISKED EVERY THING FOR US ,MANY VETERIANS OUR HOMELESS TODAY AS WE SPEAK AND TWO OF THE MEN I AM TRYING TO HELP OUR JUST THAT VETERAINS OUR MEN AND WOMEN VETERAINS LIKE MYSELF STOOD FOR THE PEOPLE ,NOW LETS STAND FOR THEM.THEY FOUGHT FOR OUR FREEDOMS BECAUSE WE FELT IT WAS OUR DUTY .WE THE VETERANS AND THE RESISTANCE ARE ASKING YOU TO SHOW YOUR PATRIOTISM AND HAVE THEIR BACKS AT HOME AS THESE BRAVE MEN AND WOMEN WITH FAMILYS AND CHILDREN ARE OFTEN TO OVERWHELMED AND THE SYSTEM IS UNPREPARED TO HELP THEM http://www.causes.com/causes/807643-the-family-assistants-campaign/actions/1717656 EVERY DOLLAR WE SECURE GO 100% TO THE FAMILYS WE HELP WE DO NOT ASK FOR ONE THING IN RETURN FOR MANY OF US THIS IS OUR DUTY TO THE PEOPLE FOR THE PEOPLE AND BY THE PEOPLE Stand as Free men and women your heart knows the way have the courage to follow her.

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Extreme Solutions to The Housing Nightmare

Extreme Solutions to The Housing Nightmare http://www.youtube.com/watch?v=KjgRwaMkXEA ======================================================================================= Join the Facebook Channel https://www.facebook.com/pages/The-Family-Assistants-Campaign/545945622091823?ref=hl#!/pages/The-Family-Assistants-Campaign/545945622091823 Extreme Frugal Housing - Low or No Cost Living. Housing can be the biggest cost in our society and reducing it, is one way to fast track your life to a "survive and thrive" stance immiedietly. There are thousands of options in reducing your monthly housing costs, I will be reviewing some extreme examples of frugality I have seen and experienced. Lets start with addressing the topic of low income governement housing. Relying upon government is the last option I would reccomend in any case, section 8 reduced rent has an extremely long waiting list, often 2 years or more. Being on a government housing program will often trap you in a dangerous community. It can also be a disencentive to earning more income, because you are penalized for penalized for making additional income.

If you choose this route, an unorthasox and very difficult way to circumvent the wait time is to enter an emergency homeless or domestic abuse shelter with your family and survive for 30 days. Usually you are fast tracked ahead of the masses and gifted all sorts of government hand outs like free vip (no copay) medical care, free public transportaion, free day care, free food stamps and job assistance. Now for the legitimate extreme ways to opt out of the mortgage rent based housing economy. 1. Stop Paying the Mortgage

Many Americans are participating in this program naturally. Depending upon the bank forclosing and your attorney, you may have 1 to 3 years of living free, if you can handle the mental stress of fighting the bank. 2. Rent Part or your whole house

Many people are renting a potion of there home and using the income to subsidise their mortgage payment or renting the entire house and moving to a cheaper location. 3. Extreme downsizing to a trailer.

This can be a temporay situation but long term huge savings generator. Inexpensive trailers tend to be in rural areas and may be a huge culture shock to your family. Many americans with low incomes are taking this route. 4. Moving in with Friends or Relatives

This should be one of your last options because the strain that it can put on family relationships. A recent census worker in Southern California told me that 90% of the families she spoke to were living in a shared housing situations. One of the ways you can reduce tension between family members is to add an extention to the house or build temporary structures in the back of the property, if you have enough land. Often times, home owners have exess property that isn't being used. Having a separate entrance can do wonders for a community living situation. 5. Living in your car

This is a last resort emergency option, usually reserved for one individual. This is not a good option. Parking spots should be surveyed and rotated. Pick places inbetween commertial and apartments properties and do everything you can to hide your situation. Work hard to step up you living situation immieditly because if you lose the car the street is your only next option. 6. Living on the Street - Homeless in it's pure form

The most extreme example of zero cost housing is being on the street. Usually if you are in this situation, there is something else going on besides trying to save money. Drugs, alcholol, gambling addictions, emotional & mental issues may be in play. I can not talk from personal experience but I've read that car living is light years ahead of street living. You may want to look into a local "tent city" development. Official and unofficial tent communities are common in southern California. In my area the unofficial ones are mostly in dry river bottoms. Following are not so common low or no cost housing options 7. Buying an RV or Van Conversion

This option is becoming a real option for the recently homeless in california. They are parked at camp grounds, rv parks, on the street and in Wal mart parking lots. Retired Americans have been living in RV's forever. Comfort is an issue, but is made up for with low costs and mobility. There are many low cost options for RV parking including BLM and parking on private land. This is a huge lifestyle descision and there are many resources on the web to get you started. 8. Building Shelter

Many Americans are learning aboriginal survival techniches and permaculture. Once again, this is a huge lifestyle change and requires a lot of knowlege investment but everything is readily available online. 9. Living in a Boat

This is a often not disscused but a hidden secret, especially for individuals or couples. In my area, slip fees run around $500 per month and a nice boat can be had for $5000 to $20000 dollars. Millionare living on a beer budget, not to mention free fish and crab meat You can help a Family with a gift paypal

EVERY DOLLAR WE SECURE GO 100% TO THE FAMILYS WE HELP WE DO NOT ASK FOR ONE THING IN RETURN FOR MANY OF US THIS IS OUR DUTY TO THE PEOPLE FOR THE PEOPLE AND BY THE PEOPLE

Extreme Solutions to The Housing Nightmare

Extreme Solutions to The Housing Nightmare 

 Extreme Frugal Housing - Low or No Cost Living. Housing can be the biggest cost in our society and reducing it, is one way to fast track your life to a "survive and thrive" stance immiedietly. There are thousands of options in reducing your monthly housing costs, I will be reviewing some extreme examples of frugality I have seen and experienced. Lets start with addressing the topic of low income governement housing. Relying upon government is the last option I would reccomend in any case, section 8 reduced rent has an extremely long waiting list, often 2 years or more. Being on a government housing program will often trap you in a dangerous community. It can also be a disencentive to earning more income, because you are penalized for penalized for making additional income.

If you choose this route, an unorthasox and very difficult way to circumvent the wait time is to enter an emergency homeless or domestic abuse shelter with your family and survive for 30 days. Usually you are fast tracked ahead of the masses and gifted all sorts of government hand outs like free vip (no copay) medical care, free public transportaion, free day care, free food stamps and job assistance. Now for the legitimate extreme ways to opt out of the mortgage rent based housing economy. 1. Stop Paying the Mortgage

Many Americans are participating in this program naturally. Depending upon the bank forclosing and your attorney, you may have 1 to 3 years of living free, if you can handle the mental stress of fighting the bank. 2. Rent Part or your whole house

Many people are renting a potion of there home and using the income to subsidise their mortgage payment or renting the entire house and moving to a cheaper location. 3. Extreme downsizing to a trailer.

This can be a temporay situation but long term huge savings generator. Inexpensive trailers tend to be in rural areas and may be a huge culture shock to your family. Many americans with low incomes are taking this route. 4. Moving in with Friends or Relatives

This should be one of your last options because the strain that it can put on family relationships. A recent census worker in Southern California told me that 90% of the families she spoke to were living in a shared housing situations. One of the ways you can reduce tension between family members is to add an extention to the house or build temporary structures in the back of the property, if you have enough land. Often times, home owners have exess property that isn't being used. Having a separate entrance can do wonders for a community living situation. 5. Living in your car

This is a last resort emergency option, usually reserved for one individual. This is not a good option. Parking spots should be surveyed and rotated. Pick places inbetween commertial and apartments properties and do everything you can to hide your situation. Work hard to step up you living situation immieditly because if you lose the car the street is your only next option. 6. Living on the Street - Homeless in it's pure form

The most extreme example of zero cost housing is being on the street. Usually if you are in this situation, there is something else going on besides trying to save money. Drugs, alcholol, gambling addictions, emotional & mental issues may be in play. I can not talk from personal experience but I've read that car living is light years ahead of street living. You may want to look into a local "tent city" development. Official and unofficial tent communities are common in southern California. In my area the unofficial ones are mostly in dry river bottoms. Following are not so common low or no cost housing options 7. Buying an RV or Van Conversion

This option is becoming a real option for the recently homeless in california. They are parked at camp grounds, rv parks, on the street and in Wal mart parking lots. Retired Americans have been living in RV's forever. Comfort is an issue, but is made up for with low costs and mobility. There are many low cost options for RV parking including BLM and parking on private land. This is a huge lifestyle descision and there are many resources on the web to get you started. 8. Building Shelter

Many Americans are learning aboriginal survival techniches and permaculture. Once again, this is a huge lifestyle change and requires a lot of knowlege investment but everything is readily available online. 9. Living in a Boat

This is a often not disscused but a hidden secret, especially for individuals or couples. In my area, slip fees run around $500 per month and a nice boat can be had for $5000 to $20000 dollars. Millionare living on a beer budget, not to mention free fish and crab meat You can help a Family with a gift  

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EVERY DOLLAR WE SECURE GO 100% TO THE FAMILYS WE HELP WE DO NOT ASK FOR ONE THING IN RETURN FOR MANY OF US THIS IS OUR DUTY TO THE PEOPLE FOR THE PEOPLE AND BY THE PEOPLE

WE ARE THE HUMAN FAMILY

My friends at times some of my post are contraversial and direct I do not mean at any time to hurt or Offend any one,and yet I am a realist and wish to write so that The idea is to write it so that people hear it and it slides through the brain and goes straight to the heart.

The world is very different now. For man holds in his mortal hands the power to abolish all forms of human poverty and all forms of human life. And yet the same revolutionary beliefs for which our forebears fought are still at issue around the globe - the belief that the rights of man are givin by the state or God that is the myth of the atomic age.it is man who is responsible for the human race,When freedom does not have a purpose, when it does not wish to know anything about the rule of law engraved in the hearts of men and women, when it does not listen to the voice of conscience, it turns against humanity and society.

many of us have family and children and ones we love so when I tell I understand I hope you can see that in my writeing as I stand in defiance of those thing in which I have seen with my own eyes and as I see the world and the injustice becomeing our generation and those to come,I honestly believe in my heart that There is no valid argument for the destruction of our planet and any form of life on it.But the reality of this dream is man will never allow the free men and women of this world to be truly free to make choices they see best for themselves and their own.I see this and I have no choice but to speak out it is my human right I have evolved.The world is in a constant conspiracy against the brave. It's the age-old struggle: the roar of the crowd on the one side, and the voice of your conscience on the other.

I know war as few other men now living know it, and nothing to me is more revolting. I have long advocated its complete abolition, as its very destructiveness on both friend and foe has rendered it useless as a method of settling international disputes.And as we all can see with our own eyes the world before us what do you see are you ready for the next evolution of evenets to come I say this to you beautiful people as a soldier.And I tell you this I have served in many nations my friend with a uniform and with out one, we the free have many colors none of which go by a uniform when a man or a women decides to stand in defiance of tyranny and injustice.every thing you have ever been taught about the human race you have to forget every thing, and use your heart to see the world has one human family with no boundaries or color just human beings who need a hand of gently kindness and understanding with out any judgment only compassion and love to heals their wounds.

No matter were it is I have been or seen the cultures and lives of the people world wide the one thing I believe that to meet the challenges of our times, human beings will have to develop a greater sense of universal responsibility. Each of us must learn to work not just for one self, one's own family or one's nation, but for the benefit of all humankind. Universal responsibility is the key to human survival. It is the best foundation for world peace

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So I speak my mind for all humanity WE ARE THE HUMAN FAMILY